Broker Check

Itemized Wealth Solutions

Foundational Wealth Planning

  • Net Worth Analysis
  • Income Planning Strategies, Cash Flow, Budget Analysis
  • Retirement Readiness Assessment
  • Planning for Major Life Changes: Marriage, Children, Employment, Education, Divorce, Death, Disability, Inheritance, or Monetary Windfall
  • Planned Large Expenses
  • Mortgage, or Real Estate Purchase Discussion and Guidance
  • Employee Benefits Review
  • Debt Elimination Strategies

Retirement Planning

  • Retirement Goals Discovery, Analysis, Projections, and Planning
  • Retirement Plans Education and Analysis
  • Retirement Plan Options and Contribution Strategy
  • Multiple Strategies Stress Testing
  • 401(k) Plan Options Review
  • Sustainable Distribution Strategies
  • RMD or 72t Calculation and Analysis
  • Social Security Optimization
  • Health Care and/or Medicare Planning
  • ESOP, ESPP, and Pension Consultation

Investment Planning / Intelligent Portfolio Design

  • Product and Portfolio Selection and Design
  • Christian Values Based Portfolios
  • Risk Profiling and Return Objective Alignment
  • Innovative Risk Mitigation Strategies
  • Behavioral Finance Impact and Strategic Advice
  • Asset Evaluation
  • Inheritance and Family Wealth Transfer Planning
  • Non-traditional Solutions: alternatives, buffered products, annuities

Estate & Legacy Planning

  • Encourage Estate Creation
  • Will, Trust, and Ancillary Document Design
  • Legal Document Considerations
  • Beneficiary Designation Audit and Planning
  • Facilitate Family Legacy Meetings
  • Financial Organization
  • Charitable Giving Planning such as Charitable Trusts, Donor Advised Funds, and Family Giving Plans
  • Wealth Transfer Planning
  • Trustee Designation and Facilitation

Tax Planning

  • Tax Analysis and Planning Strategies
  • Tax Efficient Investing
  • Tax Loss Harvesting
  • Direct Indexing
  • HSA/Flex Spending
  • Roth Conversion Strategies
  • 1031 Exchanges
  • Highly Appreciated Asset Sales

Business Financial Solutions

  • Retirement Plan Analysis, Implementation, and Oversight (401k and Profit-Sharing Plans)
  • Small Business Retirement Plans (UniK, SEP, SIMPLE)
  • Promote Business Continuity with Succession & Exit Planning Strategies
  • Buy/sell Agreements and Funding Solutions
  • Deferred Compensation Plans
  • Executive Compensation Solutions
  • Consider Key People and Potential Need to Insure

Education Planning

  • Education Planning and Funding Strategies
  • 529s
  • UGMA/UTMA
  • Education Savings Accounts

Insurance Planning

  • Insurance Education
  • Comprehensive Policy Reviews and Adjustments
  • Needs Planning including but not limited to Life Insurance, Long Term Care, Disability, and Medicare/Medicare Supplements

Strategize and Monitor

  • Regular Progress and Goal Attainment Tracking
  • Consolidated Performance Reporting and Portfolio Review
  • Personalized Communication
  • Timely research and updates on market and economic trends

Professional Collaboration

  • Cultivated Professional Strategic Partnerships Availability
  • Integrated planning with CPA’s, Attorneys, and Bankers
  • Communication Across Fiduciary and Trustee Relationships
  • Strategic Guidance During Transitions and Liquidity Events
  • Act as a Liaison to Your Other Professional Advisors